Novo Financing

Novo Financing with No Credit Check

If you're needing to do a furniture purchase of $800 or less and don't have the money upfront to pay it, look no further, we're here to help!

At Novo Home Furnishings & Decor, we offer in-house financing which means we can provide you with a low "interest" rate so you can take it home. No credit needed and the finance fee is affordable and reasonable. 

All pricing information such as sale price, sales tax, down payment, repayment total, bi-weekly or monthly payments, term, and Payment Plan Fee are transparent and you can review them in the Payment Plan Lease-Purchase agreement before signing any contract.

We offer a flexible payment options to help you choose the payment plan that best fits your budget. Submit your application today with the following requirements 

  • Two Recent Paycheck Stubs
  • Utility Bill (Under Your Name)
  • Driver’s License or ID
  • Social Security Card


 (If you don’t have these documents on hand, don't worry! You can send them to us later upon approval of your application via email: 

 *Novo Financing is currently only available in California and Texas within our local delivery area.


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